As I'm also a LOTR fan, it doesn't bother me that this fig is more expensive than anything from Reaper and also only available with a horse as I'd be able to use her for Rolemaster as well as LOTR gaming. This is where I'm leaning. I really think this is an awesome fig and would love to paint it.
Reaper Minis is the standard mini supplier for most of my RPG interests for the simple fact that they have a huge catalog of good quality figs that are joyful to paint and easy on the pocketbook. Here are some ideas: